Privacy Policy: Your personal privacy and the security of your personal data are a primary concern of ours. We believe that you should be aware of who we are, the types of information we may collect on our Web site, and what we do with your personal information. Under no circumstances will we sell or share any information about you with any third parties nor use any personal information for purposes other than answering your inquiries on our products, services and notifying you about offers. We do not collect any IP or web information from you as you search our website.

We do not collect information from you for consumer purposes. The only information we collect about you online is information that you provide to us for commercial purposes. If you supply us with personal or business contact information on this Web site, you may be contacted so you can be provided with the information you have requested. We may also contact you to send you information about MERCHANT REVOLUTION, MERCHANT GATEWAY & RBS/WORLDPAY or its affiliates and information concerning services or products which we believe you would find interesting or helpful. When we obtain personal information as part of our direct relationship with you, we will not share this information with nonaffiliated third parties, except in the following circumstances:

• In accordance with the MERCHANT REVOLUTION, MERCHANT GATEWAY & RBS/WORLDPAY Privacy Policy
• To facilitate and complete authorized transactions
• To comply with federal, state and local laws, including credit reporting laws and card association rules
• To combat fraud
• To offer products and services that MERCHANT REVOLUTION, MERCHANT GATEWAY & RBS/WORLDPAY believes may be of interest to you.

We are committed to protecting the confidentiality of the information you provide.

MERCHANT REVOLUTION, MERCHANT GATEWAY & RBS/WORLDPAY limits access to the information we collect to those employees, affiliates and our business relationships that need the information to fulfill their business responsibilities.

When MERCHANT REVOLUTION, MERCHANT GATEWAY & RBS/WORLDPAY collects information about you, we handle this information in accordance with the terms and conditions in our applicable agreements. When MERCHANT REVOLUTION, MERCHANT GATEWAY & RBS/WORLDPAY engages vendors and other outside contractors, they are subject to our contractual requirements. For purposes of credit reporting, verification and risk management, we may share information about you with third parties. We may provide your information to our affiliates who feel may provide you with products or services you may find of interest. We will also disclose information in response to a request issued by a court, government agency or regulatory authority or as otherwise required by law.

We use appropriate security safeguards.

At MERCHANT REVOLUTION, MERCHANT GATEWAY & RBS/WORLDPAY, security is important. We employ appropriate measures to protect personal information collected against unauthorized access, disclosure, alteration or destruction. These measures may include, among others, encryption, physical access security and other appropriate technologies. MERCHANT REVOLUTION, MERCHANT GATEWAY & RBS/WORLDPAY continually reviews and enhances its security systems, as necessary.

MERCHANT REVOLUTION, MERCHANT GATEWAY & RBS/WORLDPAY Web sites may be linked to other Web sites.

MERCHANT REVOLUTION, MERCHANT GATEWAY & RBS/WORLDPAY may create links to third-party Web sites. MERCHANT REVOLUTION, MERCHANT GATEWAY & RBS/WORLDPAY is not responsible for the content or privacy practices employed by the third-party Web sites that are linked to our Web site.

Merchant service providers, called ISOs or MSPs, are companies that sell merchant services directly to businesses. Essentially, they are the link between a business and the acquirer. These companies sell services for one or more Acquirers, and must be registered with Visa and MasterCard to legally provide merchant services in their own name. Providers can be public or private companies, banks, and virtually any other type of organization that has the means to register with an acquirer and Visa and MasterCard. Since an ISO has access to specific card and transaction information which requires a great deal of security and trust from Visa and MasterCard, the registration process is very thorough and expensive. Usually, a company must be well established to become a Visa and MasterCard ISO.

ISOs greatly vary in size and the model in which they conduct their business. The largest ISOs typically service smaller ISOs who directly serve businesses. Some ISOs have thousands of employees, while other only have a handful. Some ISOs provide 100% of the support their customers require while others provide none. ISOs are as unique to eachother as businesses are to each other. ISOs can sell services directly to business owners, and they often employ an outside sales force.

Application Approvals

The time that it takes to get approved depends on the type of business and the intended method of processing that the merchant is planning on doing. The times listed are based from when our company recieves an application. Underwriting guidelines and merchant account auditing procedures are set by the acquirer and card associations.